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10 Facts Series:
Average Household Income
 
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  Show Me The Money  
  During the twenty years ending in 2003 Average Household Income grew thirty-three percent (33%), adjusted to current dollars. Income peaked in 1999, was unchanged in 2000, declined over the next 2 years, and was unchanged in 2003 (see graph below). Recessions in 1991 and 2001 briefly curtailed the steady rise.  
  What are the primary factors responsible for the dramatic growth in average household income? While Nonfamily Households (unrelated people only) increased their share of total households over the period by five percent, they now earn less than half the income of Family Households (related family members plus any unrelated people). The rise of income in family households more than compensated for the increased number of nonfamily households. In addition, the top one-fifth of income earners in the U.S. has increased its share of aggregate income to over 50 percent, resulting in steady upward pressure on the average.  
  NOTE: Find the Average Household Income for your ZIP Code area by checking
the 10 Basic Facts report.
 
     
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Change in Average Household Income
Percent Change Since 1983 (in Current Dollars)
 
   
 
2004 Average Household Income by State
NATIONAL AVERAGE HOUSEHOLD INCOME:$63,207
 
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2004 Average Household Income by
Top 5 and Bottom 5 ZIP Code Areas

ZIP Codes with Population of 20,000 or more; Source: US Census Bureau

TOP 5 ZIP CODE AREAS
(Highest Average Household Income)
ZIP CODE PLACE AVG HH INC
1) 06820 Darien, CT 233,072
2) 60093 Winnetka, IL 226,512
3) 60045 Lake Forest, IL 219,924
4) 95070 Saratoga, CA 210,713
5) 94506 Danville, CA 209,637
BOTTOM 5 ZIP CODE AREAS
(Lowest Average Household Income)
ZIP CODE PLACE AVG HH INC
1) 33130 Miami, FL 21,612
2) 32304 Tallahassee, FL 23,359
3) 40203 Louisville, KY 23,949
4) 10474 Bronx, NY 24,645
5) 19133 Philadelphia, PA 24,981
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Ministry Reflection Questions
 
 
Review BASIC FACT 8 from the 10 Basic Facts report for your ZIP code or the combined ZIP codes that make up your ministry area. Click on the logo to get your 10 Facts report.
Click here to produce a 10 Facts report for your ZIP Code
 
 
l Look at the Average Household Income for your ministry area, listed on your 10 Basic Facts report. Is it above or below the national average? What are the likely reasons for the difference, if any? Is there great disparity in household income within your ministry area, or are most households close to the average? How do you think this compares to the average household income in your congregation?
As you reflect upon the income characteristics of the households in your ministry area, what are the possible opportunities and threats for your ministry as you look to the future? How might those income characteristics affect the lifestyles and primary concerns of the people in your ministry area?
 
     
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